The Stakes: A manufacturer with 175 employees was bleeding $80,000 a year in comp costs, averaging 35 claims annually. Their Mod was stuck at 1.12. The problem wasn’t the machinery; it was the culture.
The Investigation: The Advisor interviewed the floor supervisors and found they had no idea how Workers’ Comp impacted the company’s bottom line. They viewed safety as “HR’s problem,” not theirs.
The Breakthrough: The Advisor held a financial education session for the supervisors, showing them exactly how claims hit the P&L—and their own department budgets. They empowered supervisors to run the “Recovery-at-Work” program.
The Result: The culture shifted overnight. Six months later, claims dropped from 35 to just 6 (with only 3 requiring payment). Costs plummeted to $3,200—a 96% reduction.