The Stakes: A machine maintenance company operating in five states was bleeding money—$163,675 in losses in a single year. The problem wasn’t the work; it was the geography. With no central oversight, every injury was handled differently by local managers who didn’t understand the cost impact.
The Investigation: The Advisor saw that the decentralized approach was the leak. The HR department was competent but lacked a unified “WorkComp Playbook.”
The Breakthrough: The Advisor centralized the process. They trained a single “Designated Claims Coordinator” to oversee all claims across all five states. They also set up clinical relationships in every territory so the company controlled the medical treatment, not the ER.
The Result: Losses plummeted from $163,675 to just $6,074. The Mod dropped 14 points, saving the company $51,334 annually.